API Solutions 04 Jan 2026
E-Kendra BBPS Commission Structure
E-Kendra BBPS Commission Structure – What It Means for Your Business
If you’re building or running a bill payment portal, understanding your commission margins is key to profitability. The E-Kendra API provides real-time commission data for multiple service categories including BBPS, recharge, and other utility services — and here’s how that data can help you plan your business revenue.
Below is the latest commission chart retrieved directly from the E-Kendra API endpoint:
API Commission & Revenue Data (Live)
1. Airtel – Mobile Recharge – Active – 2%
2. VI – Mobile Recharge – Active – 4%
3. JIO – Mobile Recharge – Active – 0.5%
4. BSNL – Mobile Recharge – Active – 4.5%
5. Airtel DTH – DTH Recharge – Active – 3.5%
6. Dish TV – DTH Recharge – Active – 3.5%
7. Tata Play – DTH Recharge – Active – 3.2%
8. Videocon d2h – DTH Recharge – Active – 3.5%
9. Sun Direct – DTH Recharge – Active – 2.3%
10. Protean – PAN Card – Active – ₹10
11. UTI Revamp – PAN Card – Active – ₹12.5
12. UTI E-Wallet – PAN Card – Active – ₹11
13. Two Wheeler Insurance – Motor Insurance – Active – RTO Wise
14. Four Wheeler Insurance – Motor Insurance – Active – RTO Wise
14. Google Play Recharge – BBPS – Active – 1%
15. LIC – BBPS – Active – ₹1.50
16. LPG Booking – BBPS – Active – ₹0.50
17. Electricity Bill – BBPS – Active – ₹1
18. Broadband – BBPS – Active – ₹1
19. FASTag – BBPS – Active – 0.10%
20. Pipe Gas – BBPS – Active – ₹1
21. Insurance Premium – BBPS – Active – ₹1
22. Loan EMI – BBPS – Active – ₹1
23. Water – BBPS – Active – ₹1
24. Landline – BBPS – Active – ₹1
25. Credit Card Bill – BBPS – Active – ₹0
26. Subscription Charges – BBPS – Active – ₹1
27. Municipal Taxes – BBPS – Active – ₹1
28. Education Fees – BBPS – Active – ₹1
29. Housing Society – BBPS – Active – ₹1
(Data fetched live from E-Kendra API)
What This Data Tells You
----BBPS Commissions
E-Kendra offers fixed-rate payouts for most BBPS categories. For example:
- Electricity, Water, Broadband, Pipe Gas, Loan EMI, Municipal Taxes, Education Fees, Housing Society bills: ₹1 per successful transaction.
- LIC (Insurance) via BBPS: ₹1.50 per bill.
- FASTag top-ups via BBPS: 0.10% margin.
- Credit Card BBPS payments currently show no commission.
These fixed revenue amounts are typical of BBPS use cases — for high-frequency, low-fee services where digital convenience is the main value proposition for end users. Providing transparent commission data like this can make your agent network more confident and profitable.
How to Use This in Your Business
Revenue Projections
By integrating live API commission data, you can dynamically calculate:
- Profit per BBPS bill type
- Monthly earnings per retailer or distributor
- Differential payouts between master, distributor & retailer tiers
This is especially useful if you build reseller dashboards, payouts, or auto-settlement modules for users.
Pricing & Commission Visibility
Display clear commission breakdowns on your agent portal. Letting agents see exactly how much they’ll earn per transaction builds trust and encourages adoption — a strategy many platforms use to improve retention.
Quick BBPS Overview
The Bharat Bill Payment System (BBPS) is a centralized, RBI-regulated bill payment ecosystem in India that enables users to pay utility bills (electricity, water, gas, broadband, etc.) through a unified interface. APIs like E-Kendra’s integrate directly with BBPS to fetch bill details and process payments in real time.
Developer & Reseller Tips
- Fetch live commission data from the API to sync regularly with your UI & business logic.
- Incentivize higher volume by offering tiered payouts based on transaction counts.
- Use real-time status updates from your BBPS APIs to reconcile pending settlements.